SPECIALIZED INSURANCE FOR PET INDUSTRY
Pet Business Insurance.
Built to Protect What You’ve Built.
You care for
animals. We help protect the business behind that
care.
Whether you run a veterinary practice, grooming salon, dog daycare, boarding facility, training business, or pet-sitting service, we help you compare coverage options designed around the way your business works.
Pet-industry insurance specialists
Independent access to multiple insurance markets
Clear guidance from licensed professionals
Trusted by thousands of clients
One specialty. Yours.
100% pet-ndustry focused
Who we are
A generalist agency dabbles in pet accounts. We only do pet.
The pet-industry specialist arm of Joyce Insurance Agency, serving pet professionals across 12 states from Stony Point, NY.
Pet Professional Insurance Agency protects the businesses that care for animals — clinics, groomers, boarding facilities, trainers, sitters, and retailers. That single focus is the whole point. We live in your industry every day, so we understand exposures a general agent overlooks: care, custody, and control of animals, after-hours boarding risk, mobile operations, and product liability on the retail floor. You should never have to explain your business to your insurer. With us, you do not.
Why choose us
A specialist on your side — not a call center.
Five reasons pet professionals trust us with the coverage their livelihood depends on.
/ 01
100% pet-industry focused
We do not write homeowners, auto, or anything outside the pet world. Every conversation, form, and carrier relationship is built around the way pet businesses actually operate.
/ 02
We shop multiple markets
A direct carrier sells one policy. We are independent, so we compare programs across specialty insurers to match your real risk — not whatever sits on one shelf.
/ 03
Faster, sharper quotes
Industry-specific intake forms built in JBS, paired with direct carrier relationships, let us ask the right questions once and turn quotes around quickly with coverage that fits your operation.
/ 04
We know your real exposures
From bite liability and care, custody, and control to professional liability for vets and equipment coverage for groomers, we have seen the risks generalist agents miss.
/ 05
Backed by an established agency
We are the pet-industry arm of Joyce Insurance Agency, an independent firm with decades of standing. You get specialist focus with the stability of a long-trusted agency.
Let’s Review Your Pet Business Insurance.
Tell us what you do and a specialist will match you to the right markets.
Meet the team
Talk to a specialist, not a call center.
Barnaby Joyce
Founder · Licensed Insurance Producer
Barnaby Joyce is a licensed insurance producer and the founder of Pet Professional Insurance Agency, the pet-industry specialty division of Joyce Insurance Agency in Stony Point, NY. He has years of hands-on experience placing commercial coverage for veterinary practices, grooming salons, doggy daycares, kennels, and independent pet-care businesses.
He works directly with specialty carriers to find coverage that fits the real risks of pet professionals. Clients work with Barnaby personally.
Coverages
Coverage built around pet-business risk.
A typical pet-business program combines several commercial lines. Here is where we usually start, matched to your operation once we talk. Each coverage links to a dedicated page.
Services & advice
Professional Liability / E&O
Covers claims tied to your professional services and advice — clinical care, training guidance, and the judgment calls you make daily.
The pet-industry gap
Care, Custody & Control
Covers the animals in your charge against injury, illness, or loss — the critical exposure standard liability policies leave out.
Bundled & cost-effective
Business Owners Policy (BOP)
Bundles property and general liability into one package built for small to mid-sized pet businesses — often the simplest base.
Your building & contents
Commercial Property
Protects your building, build-out, equipment, and inventory against fire, theft, and covered losses — front desk to back room.
For your team
Workers’ Compensation
Covers medical costs and lost wages when a team member is hurt on the job — required in most states once you have employees.
Extra protection
Commercial Umbrella
Adds liability limits above your primary policies for catastrophic claims that exceed standard coverage.
Coverage availability and terms vary by carrier and state. We recommend the right mix for your operation once we talk.
A SIMPLE, GUIDED PROCESS
What Happens After You Ask for a Quote?
01
Tell Us What You Do
Complete a short form or speak with a specialist. We ask about your services, team, location, equipment, and the animals in your care.
02
We Review Available Options
We compare eligible pet business insurance programs from several markets based on your operation and the state where you do business.
03
See the Differences Clearly
A licensed specialist explains the coverage, limits, deductibles, and important exclusions in plain English. You can ask questions before making a choice.
04
Choose What Fits
You decide which option makes sense for your business. We help complete the policy and remain available for certificates, questions, renewals, and claims guidance.
Understand your options before you choose.
Coverages
Find the page built for your business.
Six pet-industry segments featured here, each with its own coverage profile and intake form — and the list keeps growing to 12.
Clinical · high exposure
Veterinarians & Animal Hospitals
Professional and general liability, property, and workers’ comp for clinical operators with high exposure.
Hands-on · small business
Pet Groomers
Practical protection for animal handling, equipment, and the day-to-day of the grooming table, shop or mobile.
Safety-forward · overnight
Doggy Daycare & Boarding
Coverage matched to facilities responsible for animals overnight and all day long.
Also serving: Breeders · Equine / Horse Stables · Pet Transportation · Animal Shelters & Rescues · Pet Photographers · Aquariums & Zoos. Don’t see your exact business?
Where we’re licensed
Licensed and serving pet professionals across 12 states.
Per-state license numbers are available on request and on our Licensing & Compliance page. Coverage is not available in all states; this does not imply nationwide coverage.
Licensed & actively writing
Not currently licensed
Connecticut
Delaware
Georgia
Kentucky
Massachusetts
New Jersey
New York
North Carolina
Pennsylvania
South Carolina
Tennessee
Virginia
Frequently asked
Questions pet pros ask us.
What kinds of pet businesses do you insure?
We insure businesses across the animal-care industry — veterinarians and animal hospitals, groomers, doggy daycares and boarding facilities, kennels and trainers, pet sitters and dog walkers, and pet stores. We also cover breeders, equine operations, pet transporters, shelters and rescues, pet photographers, and aquariums or wildlife facilities.
If your work involves caring for, handling, or selling animals, there is a strong chance we cover it. Tell us what you do and we will confirm.
What is care, custody, and control coverage, and why does it matter?
Care, custody, and control coverage protects you when an animal in your charge is injured, becomes ill, or is lost while in your care. Standard general liability policies often exclude this exact exposure, which leaves a serious gap for pet businesses.
For groomers, boarders, sitters, and clinics, this is one of the most important coverages you can carry. We make sure it is in place and sized to your operation.
How is an independent agency different from buying direct from a carrier?
A direct carrier sells you its own single policy. As an independent agency, we shop multiple specialty insurers and compare programs to find the coverage that fits your business and budget.
That means you get options instead of one quote, and an advocate who works for you, not the carrier. We also handle the renewals and claims support over the life of your policy.
How fast can I get a quote?
Most clients get quoted within one business day. Our industry-specific intake forms collect the right details up front, so we can take your information straight to the carriers without a long back-and-forth.
Need it sooner? Call a specialist directly at (346) 738-7297 and we will move quickly.
Which states do you serve?
We are licensed and actively writing coverage in 12 states: Connecticut, Delaware, Georgia, Kentucky, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, and Virginia.
We continue to add states as we grow. If you operate outside this list, reach out and we will let you know our latest footprint.
From the blog
Coverage notes for pet professionals.
Plain-language risk tips and coverage explainers, written for owners — not insurance pros.
A note from our founder
“I started this because pet professionals deserve an agent who already speaks their language. You should never have to teach your insurer what care, custody, and control means — we already know. That is the whole idea.”
Barnaby Joyce
Founder · Pet Professional Insurance Agency
Get in touch
Let’s find the right coverage for your business.
Send a few details and a specialist will reach out — no quote bots, no funnel. Or just call; we like the phone.
Contact Us
We will get back to you as soon as possible.
Please try again later.
We’ll never share your details. A licensed specialist follows up personally.
Call us
(814) 738-7297
Toll-free 845-250-5366
Email us
service@petindustryins.com
Visit us
8 Joyce Plaza, Stony Point, NY 10980
Fax 845-429-1591
